Ever tried to improve your personal finances but found it too hard? We all have, it’s definitely not something people enjoy doing.

So here are a few tips and tricks to help improve your finances.

1. Stop going out to eat and cook at home

While this may be more difficult than eating out, cooking at home can not only be cheaper but possibly healthier for you.

Plus, who doesn’t prefer a good home-cooked meal over takeout?

2. Declutter your home

Decluttering is one of the best ways to stop yourself from buying so much stuff.

Once you see an almost empty house, you won’t want to stuff just to clutter it up again.

3. Create a financial calendar

Create a calendar so it has all your important payment dates, then you’ll never forget.

4. Want to travel? Plan a travel budget

Looking to travel somewhere nice this year, or have a few events that you need to travel to? Planning a budget will make everything so much easier while abroad.

Make sure to plan in advance – last minute plane tickets aren’t cheap, so the earlier you prepare, the easier it is to find the best deals.

Even if you are not planning on travelling this year, it would be good to still have a travel budget just in case.

If you have any questions, please call us on (07)3806 4484 or email us at gday@hannans360.com.au.