Trying to set a goal can be hard, and actually achieving that goal is even harder. So here are three tips to help you save money in 2020:
Creating a budget
This is always number one when it comes to starting a savings goal.
Take time to sit down and go through all your expenses, Then using one of the many budgeting calculators online, figure out how much you can afford to save each month so that you meet your goals.
Keep an eye on your spending
If you want your budget to succeed, then you’ll to be watching what you spend. This will also help to see if you have any bad spending habits that you know you can stop.
Boost your income
Sometimes, instead of saving, you have to find a way to boost your income.
Maybe consider starting a hobby that can also turn into a little side project for you. Who knows it may turn into a new job?
Do a bit of research just in case you need to update/receive a certification to be able to advance.
If you have any questions about creating a budget or need help with one that you already have, call Hannans360° on (07) 3806 4484 or email us at gday@hannans360.com.au.
