mortgage is a loan in which property or real estate is used as collateral. The borrower enters into an agreement with the lender (usually a bank) wherein the borrower receives cash upfront then makes payments over a set time span until he pays back the lender in full.



Mistakes that First Home Buyers make

Buying your first home can be a scary thing to do, it can be exciting but also full of complicated issues. This may be one of the biggest purchases you make financially and sometimes first home buyers are not as prepared as they thought they would be.

Should you fix your interest rate?

This is something we get asked all the time. The answer is....it depends on your own personal circumstances. Ultimately we consider the following when assuming whether or not a client should fix their rate.

Pay your home loan off sooner

Your home loan will possibly be the biggest investment you will make in your life and a debt that you would like to pay off as soon as possible. Here are our tips on how to pay off your home loan faster.

Negotiating a lower home loan interest rate

Your home loan might have had the best interest rate going around at the time you got it, but rates change all the time, often without people being aware. Increased interest rates can leave you paying more than you once were, and nobody wants that.

Rates are now as low as 2.99%

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